Representation for Your
Workers’ Compensation Case
We are a no-fault insurance state. This means that your medical bills are paid by the insurance company for the car that you are in, no matter who is at fault.
If you have health insurance, then no-fault insurance will pay the first $2,000.00 of your bills. After that, your health insurance begins paying. No-fault will then pay any co-pay or deductible that your health insurance will not.
Please note that if you have a government health insurance plan (such as Mass Health or Medicare), the no-fault insurance will have to pay the first $8,000.00 of your bills. After that, your government plan will take over.
If you have collision or limited collision coverage, your own insurance will pay for the damage to your car. If you do not, than the insurance company for the at-fault driver will pay the claim.
It is important that you report your accident immediately to your agent. An appraisal must be set up before the car can be repaired or considered totaled.